Loan to Value
No statement of Income Required. Only document last two years' employment by accountant letter or VOE. No Tax Returns. No paystubs. No W2s. Not a Bank Statement Program!
Self-Employed: 12 Month Borrower Prepared P&L; Salaried, VOE with Current Income only. No tax Returns. No paystubs. No W2s. Not a Bank Statement Program!
Bank Statement Loan
12 or 24 months bank statements, 2 years self-employed required. No tax returns. 1099 option available. No paystubs. No W2s.
Investor Cash Flow Loan
For rental properties only. No personal income used to qualify. No employment on application. Uses the subject property net cash flow only. No paystubs. No W2s. Can be in LLC/Corp.